Financial Counseling

Financial problems are often at the root of many other struggles, including relationship conflicts, anxiety, stress, and even physical health issues. At Total Health Guidance, we believe that improving your financial health is a key step toward improving your overall well-being.

We provide practical, non-judgmental guidance to help you take control of your finances, reduce money-related stress, and create a plan you can stick with.

Who Can Benefit?

You may benefit from financial counseling if you answer “yes” to any of these:

  • Are you struggling to manage your personal finances?
  • Do you have trouble balancing income and expenses?
  • Are you concerned about retirement readiness?
  • Do you want to become debt-free?
  • Are you trying to rebuild your credit score?

Our Approach

As a Certified Consumer Credit Counselor, Dr. John Stiteler does not sell financial products or give investment advice. Instead, he:

  • Looks at your complete financial picture
  • Creates strategies to reduce expenses and increase income
  • Helps you pay off debt faster
  • Guides you in improving your credit score
  • Works with you to set clear, achievable financial goals

Most budget and credit counseling plans are completed in 4 sessions or less, making this a quick but powerful step toward stability.

Trusted Resources

If you need insurance, investment services, or other financial products, we can connect you with trusted professionals who have helped our clients in the past.